First Financial Trust, A Subsidiary of the Savings Bank: Your Best Interest Is Our Only Interest

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Trusts & Estates


Creating the right trust plan to protect and grow your assets.

Our clients work hard for their money and assets. That's why they turn to us for help when it comes time to protecting what they've built. When you have assets you want to protect, grow and pass on, setting up the right trust or estate plan is a critical step. We are experts in helping you decide the right type of trust or estate plan depending on your unique goals.

  • Act as Trustee, Co-Trustee, or Agent for Trustee

We can work with you in a variety of ways in administering a number of different types of trusts, including but not limited to:

  • Revocable & Irrevocable Trusts
  • Testamentary Trusts
  • Marital / QTIP Trusts
  • Family Trusts
  • Charitable Trusts
  • Special Needs Trusts
  • Standby Trust
  • Spendthrift Trusts
  • Irrevocable Life Insurance Trusts
  • Manage Real Estate assets held in Trust

Trust accounts often include real estate. Other trust companies tend to shy away from taking on these assets due to the amount of work involved. We embrace these efforts, which can include reviewing insurance coverage, coordinating all maintenance, completing a physical walk-through inspection on an annual basis, working with realtors to prepare for rental or sale of property, and scheduling environment and hazard reviews.

  • Prepare of all required tax filings

Together with our accounting partners, we handle all of the obligations of your trust for tax season. As a key part of our overall financial management strategy, we ensure that your investments are held in the strongest position for tax advantage.

  • Bill Paying services

Our clients love to work with us because we take the hassle, headache and administration out of trust and estate planning. Your life is busy enough without having to manage the day-to-day logistics of your trust accounts. We handle of all of the administrative tasks for you, just as we do with our partnership and corporate clients, while maintaining a clear view of your entire financial picture.


Taking the complexity out of estate planning.

Your estate plan is key to knowing that your assets will be protected and allocated properly when the time comes to pass your legacy on. It gives you peace of mind and you deserve to know that everything is in place and cared for. We help our clients with a wide variety of estate planning services. Every situation is different - some are more straightforward, others are extremely complex. Regardless of your situation, we are ready to partner with you to help you protect your assets and ensure that they are passed on in the most efficient way possible.

  • Act as Personal Representative or Agent for Personal Representative in Estate Settlement

Sometimes clients find us after they have become embroiled in settlement proceedings for an estate to which they have been named a beneficiary or personal representative. If you need an advocate in proceedings for sorting out estate settlement issues, we can act as a personal representative or agent on your behalf. Our partners have decades of combined experience to help give you the advantage.

  • Work with your attorney and/or CPA to execute your estate planning goals/strategy

Many of our clients work with other partners such as estate attorneys and CPAs. We work very collaboratively together with the professionals and experts already helping you with your financial needs. If you're in the process of just beginning to create your estate planning strategy, we can work collaboratively with your estate attorney and/or CPA to execute your goals and ensure the outcome you desire. Or, if you don't have an estate attorney, we can connect you with the right people at the right time, streamlining the process for you.

  • Preparation of probate accounting

Navigating final accounting to close an estate can be complicated. All assets need to be distributed to heirs and any legitimate claimants. We will correctly allocate any necessary distributions, maintain all legal requirements, and settle any other outstanding obligations for the probate requirements.