First Financial Trust, A Subsidiary of the Savings Bank: Your Best Interest Is Our Only Interest

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About Us


Your best interest is our only interest.

At FIRST FINANCIAL TRUST, N.A., your best interest is our only interest. As a true fiduciary for individuals, businesses, and non-profit organizations, we always put our clients' best interests first, over and above any products, fees or corporate interests. Being a true fiduciary is both a legal and ethical responsibility we take to heart. We are held to the Fiduciary Standard, a stringent regulation that far surpasses the "suitability" threshold that governs many investment advisors. But we don't stop there. For us, putting our clients' best interests first is more than just a regulation - it is our core operating principle that guides how we think and act. It's at the center of everything we do. In a word, it is our culture.

A Nationwide Footprint

We are proud to be one of about fifty nationally chartered trust companies in the United States. A subsidiary of The Savings Bank, established in 1869, FFT has offices in Wellesley, Wakefield, and Leominster, Massachusetts and serves clients across the United States. Our three Massachusetts offices give us a personal, local presence, while our national charter status expands our reach across the United States. We are flexible and work with many of our clients remotely via phone and digital channels and then are happy to meet other clients in person as their needs might be different. We are happy to sit at your dining room table and talk over a cup of coffee or have you to one of our offices if that is more convenient. Let us show you how we can be of service to you.



Brendan Szocik Image

Brendan M. Szocik, CFA

President and Chief Executive Officer
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Joseph Giovino Image

Joseph A. Giovino

Executive Vice President and Senior Investment Officer
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James Hohman Image

James D. Hohman

Senior Vice President and Investment Officer
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Rick Ciolino Image

Rick Ciolino

Vice President and Investment Officer
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Trust Administration

Kathryn Boyle Image

Kathryn Boyle, J.D., CTFA

Senior Vice President and Chief Fiduciary Officer
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Peter Armbruster Image

Peter C. Armbruster, CTFA, CFSC

Senior Vice President and Senior Trust Officer
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Janice Casoli Image

Janice M. Casoli

Senior Vice President
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Trust Operations

Mercy Smith

Mercy Smith

Trust Operations Associate
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Michelle  Kelley

Michelle Kelley

Trust Administrative Assistant
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